What this charge usually means
"CHIPOTLE ONLINE 0390 PHOENIX AZ" is a billing descriptor used by Chipotle (store #0390) for food and beverage purchases. This particular charge originated from the PHOENIX, AZ location. Transaction amounts typically range from $7 to $45.
Common reasons this appears
- Food or drink purchase from Chipotle in PHOENIX, AZ
- Mobile order with a pre-authorization that adjusted at settlement
- Multiple items in a single order
- Recurring Chipotle rewards or subscription charge
How to verify this charge
- Log into the Chipotle app and review recent orders
- Check your email or text messages for order confirmations
- Confirm whether you visited a Chipotle in PHOENIX, AZ around the charge date
- Compare the posted amount against any held pre-authorizations
When to worry
If neither you nor anyone on your account recognizes a visit to Chipotle at this location, contact your card issuer immediately. A charge from a restaurant you never visited is a red flag for card compromise.
Related descriptors
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