What this charge usually means
Seeing "MCD 31002 PHILADELPHIA PA" on your statement? This is a charge from McDonald's in PHILADELPHIA, PA. It usually reflects a meal, drink, or catering order. Expect amounts between $3 and $35 for a typical transaction.
Common reasons this appears
- In-store purchase at McDonald's store #31002
- Delivery order placed through a third-party app billed via the restaurant
- McDonald's gift card reload or purchase
- Tip added after the initial authorization
How to verify this charge
- Log into the McDonald's app and review recent orders
- Check your email or text messages for order confirmations
- Confirm whether you visited a McDonald's in PHILADELPHIA, PA around the charge date
- Compare the posted amount against any held pre-authorizations
When to worry
Treat this charge as suspicious if you have never been to McDonald's in PHILADELPHIA, PA, the amount is unusually high, or you see duplicate charges. Start by contacting McDonald's customer support, then reach out to your bank if needed.
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