What this charge usually means
Seeing "SHELL OIL 62805 MIAMI FL" on your statement means a transaction occurred at a Shell fuel station located in MIAMI, FL. Gas stations often place a temporary hold (usually $1 or $75–$100) before the final amount posts.
Common reasons this appears
- Fuel purchase at Shell in MIAMI, FL
- Convenience store purchase (snacks, drinks, supplies)
- Pre-authorization hold from pay-at-pump that has not yet settled
- Car wash or other station service
How to verify this charge
- Check whether you filled up at a Shell station in MIAMI, FL recently
- Look for a receipt in your car or email from a loyalty app
- Compare the charge date with your recent travel or commute route
- Wait 1–3 days for pre-authorization holds to settle to the final amount
When to worry
Gas station fraud is common because pay-at-pump terminals are vulnerable to card skimmers. If you did not visit this Shell location, see charges from stations far from your area, or notice multiple small charges, contact your bank immediately and request a new card.
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